How to Rent and Buy a House/Apartment in Tallinn, Estonia
If you're looking to rent or buy a place in Tallinn, Estonia, navigating the housing market can feel a bit disorienting and confusing, especially if you’re new in the market and/or in the country.
This guide will help you understand the process, explore resources, and choose the right neighborhood for your needs!
Renting a Property in Tallinn
Popular Platforms for Finding Rentals
Finding rental properties in Tallinn can be quick and straightforward if you know where to look!
Some of the most popular local platforms include:
Rental portals
City24.ee, KV.ee and Kinnisvara24.ee: The leading portals for rentals and property sales. Here you can find a wide range of listings, from budget apartments to high-end properties.
Real Estate Agencies: Reputable agencies like Uus Maa can help you find properties and navigate the paperwork.
Social media platforms, along with other resources, can help you find a place you like and connect with the owners, allowing you to ask questions, arrange a visit, and discuss further details!
Facebook Groups: Look for groups like:
Facebook Marketplace is another great option for finding rental properties in Tallinn! Tip: Search in both English and Estonian to increase your chances of finding the perfect place!
Other platforms
Rendin: a digital rental platform that offers deposit-free renting with insurance-backed guarantees, transparent contracts, and dispute support, simplifying the process for tenants and landlords. It’s a modern alternative to traditional rental methods, ideal for hassle-free renting.
The Rental Process
Documents Needed: Typically, landlords require proof of income and references. It's also a good idea to have your ID, Isikukood or passport ready.
Rental Agreements: Most contracts are for one year, with a deposit of 1-2 months' rent - take this into consideration when planning your finances.
Tips
Many owners will rent their place without a broker - this makes it quicker and more convenient!
Always visit the property before signing a contract to make sure it matches the listing.
Ask about average utility prices and make sure you’re fully informed about any additional costs before committing to the place.
Use legal rental agreements to protect your rights and ensure clarity on terms like repairs and maintenance.
Avoid upfront payments without proper documentation - always ask for receipts and verify bank account details.
Check if there are any building or neighborhood rules, such as noise restrictions or parking policies.
Clarify the process for returning the deposit when the lease ends.
Top Neighborhoods for Renting
If you are looking for..
..Cheaper areas
Lasnamäe: Tallinn's largest and most populous district. An affordable and practical housing option east of the city center, popular for its budget-friendly living.
Mustamäe: residential district west of the city center known for its proximity to Tallinn’s technical university. Recommended to students and people who are looking for convenient prices.
Nõmme: a tranquil district southwest of Tallinn, offers a suburban feel with abundant green spaces and parks, making it family-friendly and surprisingly affordable.
..Trendy and more expensive
Kalamaja: Trendy, artsy, private, and close to the city center.
Pirita: Perfect for those who love nature and a quieter lifestyle, but still need good connections to the city.
Kadriorg: one of the most expensive areas, featuring the biggest park of Tallinn, and the office of the president.
..Convenient location
Kesklinn (City Center): Ideal for professionals and expats who want to be close to work and entertainment.
Kristiine: located just west of Tallinn's city center, is a growing district offering affordable living with a mix of residential areas, shopping centers, and parks.
Read more about all Tallinn districts here!
Buying a Property in Tallinn
Popular Platforms for Property Sales
If you’re looking to purchase a home, start with these platforms:
City24.ee and KV.ee: Both platforms feature detailed listings with photos and price breakdowns.
1Partner.ee: Offers agency listings and market insights.
Steps to Buy a Property
Financing Options:
Local banks like Swedbank, LHV, Luminor and SEB offer mortgages to residents and foreigners.
Check your eligibility for loans and compare interest rates.
Working with a Real Estate Agent: While optional, agents can simplify the process, especially if you're unfamiliar with local regulations.
Legal Requirements:
Use a notary to finalize contracts. (Note: if you’re a foreigner, don’t forget to find a translator!)
Verify property details through the land register (Kinnistusraamat). It is a public registry where ownership and other rights related to real estate (such as mortgages and easements) are recorded. The Land Register helps to establish legal certainty regarding property ownership and serves as an official record of property transactions in Estonia. When renting or purchasing property, checking the Kinnistusraamat can help confirm the ownership and any legal claims associated with the property.
Hidden Costs: Be prepared for notary fees, taxes, and agent commissions.
Some Great Neighborhoods for Buying
Kristiine and Nõmme: Family-friendly suburbs with green spaces and a peaceful vibe.
Mustamäe: A budget-friendly option that’s conveniently located not too far from the city center, yet still offers a sense of distance.
Viimsi: An upmarket area by the sea, ideal for those who prefer a luxurious lifestyle.
Kopli: Newly developed area, with new offices and places opening soon!
Common Challenges and Solutions
High Demand: Popular neighborhoods often have limited availability. Be prepared to act quickly, and to have very little room for negotiations.
Language Barrier: Many listings are in Estonian. Some landlords and notaries may not speak English. Use translation tools or work with bilingual agents to facilitate the process!
Competition: Quality rentals and properties move quickly, so it's important to stay proactive and flexible. Explore different options before making your decision, but don’t hesitate to inform the owners once you've made up your mind.
Tips
If you’re new to Tallinn, here are a few additional tips:
Join expat groups for advice and insider tips on navigating the city and local rental market. (E. g Expats in Tallinn, Estonia and Expats in Tallinn/Estonia are good resources to start, and lots of people can help with questions and doubts. You can also search and read past stories people shared in the group)
Be aware of seasonal trends; summer often has higher demand for rentals, and prices may be higher during peak months.
Consider utilities: older buildings may have higher heating costs in winter, so ask about energy efficiency before committing.
Familiarize yourself with the local rental laws to ensure a smooth process and protect your rights.
Learn a few basic Estonian phrases, as it can help with communication and build rapport with landlords.
Be patient, as rental options might be limited at times, but new listings come up regularly!
Do you want to find out what neighbourhood in Tallinn better match your personality? Click here and complete this quick quiz!
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